If you have studied the scheme and are eligible to own your home, you can search for shared ownership homes for sale using the recommended links below.
Finding and Buying Shared Ownership Homes
Search Tools for Shared Ownership Homes Outside London
- Find an organisation that sells shared ownership homes - GOV.UK
Search Tool for Shared Ownership Homes in London
- Homes for Londoners search tool - GOV.UK
Arranging Viewings and Eligibility Checks
Once you find a home you like, you can contact the landlord to arrange a viewing. They will ensure that you are eligible to rent the property. After the viewing, if you would like to proceed, they will check whether you can afford the home. The process may be handled by the broker they assigned.
If you are eligible to buy the home, you can pay a fee to the landlord to reserve it for a fixed period while the legal work continues. The fee will be deducted from the final amount you pay on the completion day. If you decide not to buy the home at the end, you will usually not receive a refund for the fee.
Legal Professionals and the Transfer of Ownership
To transfer ownership of a property from the seller to you, you will need to enlist the services of a legal professional. You can choose to use a solicitor or a licensed conveyancer. Additionally, they will explain the terms of the shared ownership lease to you and review the conditions of your mortgage offer, if you have one.